Commercial Mortgages (6 Units +)
Our commercial specialists are adept at building complex funding proposals for our client’s projects, utilizing our strong relationships in the commercial lending community to attain funding success for your project. The right lender, right funding package and right first step to kick off your project.
Our team of commercial Mortgage Consultants possess extensive experience in every type of commercial lending. As such, they’re uniquely qualified to understand the niche each lender serves, the product mix to which they are receptive, and what security, interest rates, fees and debt service coverage are required to meet the criteria of those lenders. Thus, we ensure your financial needs are always paired with the most appropriate lender, providing you with the highest possible opportunity of success for your investment.
ICI (Industrial, Commercial, and Investment) lending is subject to a strict set of criteria much different than residential loans. The participants in this market are chartered banks, credit unions, life insurance companies, mortgage investment companies, and non-institutional companies. Each have a unique portfolio structure, pricing matrix, and appetite for specific products and industries, so it’s important to seek the advice of a Mortgage Consultant to ensure that your requirements are satisfied.
Types of Mortgage Products
- Independent Business, Owned/Occupied Buildings including; Retail, Manufacturing and Service Industries,
- Office and Professional/Medical and Dental Buildings,
- Investor-Owned Warehouses and Mini Storage,
- Hospitality including Restaurants, Hotels, Motels, and Pubs,
- Real Estate development, Land Acquisition, Subdivision Servicing, Single Family Home or Town Home Projects, Condominium Projects, Shopping Malls,
Care Homes, Seniors Homes and Low-Cost Housing Projects
- Multi -Family Residential Units
Note: buildings of six units or more; may be financed on a conventional or CMHC insured basis. When financed via CMHC insurance, the loan to value ratio provides funding availability of up to 85% based on CMHC determination of lending value. Interest rates will be .75 % to 1 % lower than conventional insured mortgages. CMHC insurance fees will apply but are typically offset by the lower interest rate over the first five year term.
- Business Loans
- Loans for Operating purposes, Equipment and Machinery purchases
- Equipment Leasing
For more information contactThe Wilson Team or call 613-695-9250
For more comprehensive information regarding commercial financing go to our Commercial Site below.
- Posted Rates
- Our Rates
- Variable Rates
- 1 YEAR
- 2 YEARS
- 3 YEARS
- 4 YEARS
- 5 YEARS
- 7 YEARS
- 10 YEARS